Alteris insights
Aged Care
Plain-language thinking from the people who advise families every day.
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Moving to Residential Aged Care: Why Is an Income and Assets Assessment Required Before Going Permanent?
For some people, respite is exactly that: a temporary stay before returning home. For others, it becomes clear that returning home is no longer possible, and permanent residential…
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Aged Care for Couples: How the Fees and Pension Work When One Partner Moves Into Care
When one partner moves into residential aged care and the other stays at home, almost every aspect of the household finances shifts at once. The fees you are…
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Can I use annuities to assist with aged care fees?
Many older retirees face the challenge of funding aged care while preserving their financial security. Aged care fees can be complex and substantial, and recent changes introduced in…
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The hidden challenges for concessional residents
A common cause of stress among aged care residents and their families is not always the initial fee assessment, but changes that occur later. For many families, receiving…
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A $31,000 Burden Lifted When It Mattered Most
When Alice* first contacted me, she was trying to manage both the emotional and practical challenges of her mother’s move into permanent residential aged care. She had been…
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Margaret’s journey through life’s sudden changes
Margaret and her husband had always imagined a relaxed retirement. They loved spending weekends gardening and planning family get-togethers. In late 2023, they sold their home with plans…
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