by Hayden Searles | Nov 11, 2024 | Superannuation
SMSFs – Keeping it in the family Self-managed super funds (SMSFs) can offer their members many benefits, but one that’s often overlooked is their potential as a multigenerational wealth creation and transfer vehicle. Family SMSFs are relatively rare. According...
by Hayden Searles | Aug 14, 2024 | Superannuation
Preparing your SMSF for the future What happens to a Self-Managed Super Fund (SMSF) when a trustee dies or becomes mentally impaired? While these are circumstances that many of us would rather not think about, spending some time planning now could make a significant...
by Hayden Searles | May 15, 2024 | Superannuation
Understanding SMSF loans Loaning money from an SMSF to fund members or relatives is against the super laws and can result in large fines for trustees, so it’s important to know the rules and not use SMSF savings for anything other than retirement purposes. New ATO...
by Hayden Searles | Apr 8, 2024 | Superannuation
New increased super contribution caps As the end of the financial year approaches, some investors are considering the most effective ways to boost their super balance, especially with increased super contribution caps from 1 July. The concessional contributions cap,...
by Hayden Searles | Mar 15, 2024 | Superannuation
How will you use your super? We spend decades watching our super balances grow but for those thinking about retirement in the next few years, it can be confusing to work out how best to use your super. Here are some of the considerations for the popular options....
by Hayden Searles | Dec 11, 2023 | Superannuation
Catch up on super to boost retirement savings If you’ve had irregular or interrupted income in the past, you might have missed out on opportunities to contribute to super and boost your retirement savings. If you don’t fully utilise your concessional cap, and you’re...
