" /> Insights - Alteris Financial Group

Insights

When do we start the aged care conversation?

When do we start the aged care conversation?

At what age should you start thinking about your aged care needs? The answer is simple - any age is a good time. This is regardless of whether you are in your early retirement years or well into retirement. If you are lucky enough to still have your parents, starting...

read more
August 2021 Insights

August 2021 Insights

It’s August, and this chilly winter and periodic lockdowns can’t end fast enough for many of us. One bright spot, along with the golden wattle at this time of year, is the golden performance of our athletes in Tokyo. The economic fallout from on-again, off-again...

read more
What if I exceed my super contribution caps?

What if I exceed my super contribution caps?

Making additional personal contributions to superannuation is a great way to boost your retirement savings in a tax-effective way. But there are strict caps or limits on the amount you can contribute each year and stiff tax penalties for exceeding the limits. Even...

read more
A trusted investment vehicle

A trusted investment vehicle

Family trusts are a popular and effective investment structure to manage and protect your family’s fortune, but you don’t have to be worth a fortune to benefit from having one. Despite their appeal, they are not for everyone. Indeed, it is suggested that if your...

read more
To lease or buy a business asset? That’s the question

To lease or buy a business asset? That’s the question

With business conditions picking up in Australia, many business owners are thinking about the equipment they will need to evolve in the years ahead. Whether it’s a new delivery van or a high-end digital printer, up-to-date equipment and tools are essential for...

read more
What’s up with inflation?

What’s up with inflation?

Fears of a resurgence in inflation has been the big topic of conversation among bond and sharemarket commentators lately, which may come as a surprise to many given that our rate of inflation is just 1.1 per cent. Yet despite market rumblings, the Reserve Bank of...

read more
New Financial Year rings in some super changes

New Financial Year rings in some super changes

As the new financial year gets underway, there are some big changes to superannuation that could add up to a welcome lift in your retirement savings. Some, like the rise in the Superannuation Guarantee (SG), will happen automatically so you won’t need to lift a...

read more
Insights July 2021

Insights July 2021

It’s July, there’s a nip in the air and winter has well and truly set in, as Australia deals with COVID outbreaks across several states. But July also marks the start of the new financial year, a good time to reflect on how far we have come since this time last year...

read more
June 2021 Market Update

June 2021 Market Update

Keith Jones, CEO Alteris Financial Group, shares insights into US and Australian markets, gives an economic update, and thoughts on the property market.Welcome to the June market update. Global share markets continue to move higher, leading up to May. And in fact, in...

read more
Time to review your income protection cover

Time to review your income protection cover

If you’ve owned an individual income protection or salary continuance policy in recent years, you may have seen your premiums increase as insurers struggled to cover their large losses on these products.i Given the ongoing competition and generous features in some...

read more
Tax Alert June 2021

Tax Alert June 2021

The Government is continuing to support COVID-affected businesses by extending most of its pandemic inspired tax offsets and benefits. But at the same time the ATO has micro businesses like contractors who fail to declare all their income in its sights. Here’s a...

read more