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Aged care
How to protect the family home when moving to aged care
"Will we have to sell Mum's house to pay for the nursing home?" It is the first question most families ask, and often the one that…
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Aged care
How do gifts affect aged care fees and the age pension?
Helping your children or grandchildren with money is one of the most natural things a parent can do. However, Centrelink and the…
Aged care
RAD vs DAP: Understanding your aged care payment options
Moving a parent or partner into residential aged care is rarely a calm decision. It usually follows a fall, a hospital stay,…
Aged care
Aged Care for Couples: How the Fees and Pension Work When One Partner Moves Into Care
When one partner moves into residential aged care and the other stays at home, almost every aspect of the household finances shifts…
Retirement
How an inheritance affects your Age Pension
An inheritance is not counted as income under the Age Pension income test. It affects your pension through the assets test from…
Retirement
Self-funded retirees: Entitlements, tax and what you need to know
A self-funded retiree pays for their own retirement from superannuation, savings and investments rather than relying on the Age Pension. Being self-funded…
Accounting and tax
CGT on inherited property: rules, exemptions, and timing
You do not pay capital gains tax (CGT) when you inherit a property in Australia. There is no inheritance tax, and property…
Superannuation
Unpacking 1 July 2026 superannuation changes
Superannuation is once again in the spotlight, with a range of changes taking effect from 1 July 2026, further reinforcing its position…
Wealth
Granny flats: tax tips and traps
With more older Australians looking to downsize and younger generations eager to get a foot on the property ladder, building a granny…
Retirement
Guide to Concession Cards for Seniors
The excitement of heading towards retirement and a new stage of life can be tinged with concern over how to manage finances.…
Wealth
How a super recontribution strategy could improve your tax position
Withdrawing part of your superannuation fund balance then paying it back into the account, known as a recontribution strategy, may sound a…
Aged care
What happens if you can’t afford aged care?
When considering aged care for yourself or a loved one, one of the biggest questions is: Can I afford it? The first…
Aged care
Moving to Residential Aged Care: Why Is an Income and Assets Assessment Required Before Going Permanent?
For some people, respite is exactly that: a temporary stay before returning home. For others, it becomes clear that returning home is…
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