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Insights

Insights into aged care options

Insights into aged care options

As we move through the various phases of retirement, our lifestyle and care needs will change as at some point we, or our loved ones, will need varying degrees of assistance. What type of government support is available as care needs change? What could be the costs...

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Getting retirement plans back on track

Getting retirement plans back on track

After a year when even the best laid plans have been put on hold due to COVID-19, people who were planning to retire soon may be having second thoughts. You may be concerned about a drop in your super balance, insecure work, or an uncertain investment outlook....

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Inflation, deflation – what’s in a name?

Inflation, deflation – what’s in a name?

When the inflation rate fell into negative territory in the June quarter, it was so unusual it begged the question of what this means for the economy. Are we facing deflation or even stagflation and what is the difference? In the June quarter the annual inflation...

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September 2020 Insights

September 2020 Insights

It’s September and spring is finally here. This is always a wonderful time to get out in the garden or in nature, on foot or on your bike, even if travel restrictions mean we need to stay closer to home this year. The recent company reporting season for the year or...

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August 2020 Insights

August 2020 Insights

August is here and the wattle is in bloom, a sign that spring is around the corner. Australians will all be hoping for brighter days ahead, as we contend with rising COVID cases and sobering news on the economic front. After postponing the Federal Budget until October...

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Cash is king in a crisis

Cash is king in a crisis

Most of us understand the importance of saving for a rainy day, but sometimes it takes a crisis like the current pandemic to make us act on it. With so many jobs lost and the outlook unknown, having a cash buffer means you are more able to manage unexpected expenses...

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How much does residential aged care cost?

How much does residential aged care cost?

When a loved one needs to go into care the family is often met with a range of offers and costs. These can vary between aged care providers and are broken down into three areas. There are accommodation payments, living costs and additional services to be considered,...

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Super changes add flexibility

Super changes add flexibility

Just when you thought you had a grip on the superannuation rules, they change again. This time though, the changes are mostly positive, especially for older super members keen to top up their savings. From 1 July 2020, changes came into effect with the potential to...

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Watching our online and social spending

Watching our online and social spending

The changes to our daily lives of late have caused us to reframe our views on ‘screen time’, an activity that now more than ever takes up a significant proportion of our day. However, as we spend more time online we are also spending more online and it pays to be...

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Australia’s top 100 financial advisers 2020

Australia’s top 100 financial advisers 2020

Alteris is proud to announce Head of Wealth and Accounting Kate Golder has been named one of Australia’s top 100 financial advisers. The list is compiled annually by the Australian newspaper and US financial investment publication Barron’s. Advisers are evaluated by...

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Making your wishes known

Making your wishes known

While Australia’s handling of the COVID-19 pandemic was among the best in the world, the speed and spread of the illness underlined just how fragile life can be. It was also a solemn reminder of the importance of ensuring your affairs are in order, so your wishes are...

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July 2020 Insights

July 2020 Insights

July is here along with the winter chill. But July also signals the start of a new financial year and chances are most Australians are happy to say goodbye to the last one. This year more than ever it’s a great time to plan your finances for the year ahead, to rebuild...

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