
Personal risk advice
Your life and legacy. Protected.
The right insurance can provide financial security when life takes an unexpected turn. Alteris Insurance helps individuals, families and business owners protect what matters most.

Protecting what makes life possible
Your ability to earn is one of your greatest assets.
Your time and health are priceless, but your ability to earn an income is what makes many of life’s opportunities possible. It supports your family, your lifestyle and the plans you have for the future.
Personal risk insurance helps protect that foundation if illness, injury or another unexpected event affects your ability to work. While a policy can never replace a person, it can provide financial security and help protect the people who depend on them.
Cover is tailored to your circumstances, from personal protection through to business continuity planning, with ongoing support when it matters most, including at claim time.
- Life insuranceFinancial support for the people who depend on you if you pass away.
- Income protectionCover designed to replace part of your income if illness or injury prevents you from working.
- Trauma insuranceFinancial support following a specified serious illness or medical event.
- Total and permanent disabilityCover if you permanently lose the capacity to work.
- Key person insuranceProtection against the financial impact of losing a key person within a business.
- Business buy and sellFunding to support an agreed ownership transition following death or disability.
- Group insuranceInsurance arrangements for employers and member groups.
- Claims supportGuidance through the claims process and assistance understanding your cover.
Alteris Insurance and MBS Insurance
Specialists with the reach to advocate for you.
Alteris has partnered with MBS Insurance, one of Australia’s largest and most respected life insurance advice firms. Together, we combine specialist expertise, strong insurer relationships and dedicated claims support to help clients make informed insurance decisions with confidence.
With more than 20 years of experience, Alteris Insurance advisers work with leading insurers across Australia to compare options, negotiate outcomes and support clients throughout the life of their cover.

Emma Clark
Adviser

Ananya Naik
Adviser

Justin Walch
Adviser

Carlie Thatcher
Adviser
Insurance insights
Understand the cover before you need it.

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Important information
While Alteris Financial Group does not provide advice on personal risk insurance products, we can arrange those services through a referral to Alteris Insurance Pty Ltd. Alteris Insurance is 50% owned by Alteris Financial Group and 50% owned by MBS Insurance Co Pty Ltd. Alteris Insurance is a Corporate Authorised Representative of MBS Advice Licence Pty Ltd, AFSL No 536983.
Start the conversation
Protect what matters most.
Insurance is rarely one-size-fits-all. Talk to an adviser about your situation and we’ll help you explore the cover and protection strategies that fit your needs.