Alteris insights
Superannuation
Plain-language thinking from the people who advise families every day.
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What if I exceed my super contribution caps?
Making additional personal contributions to superannuation is a great way to boost your retirement savings in a tax-effective way. But there are strict caps or limits on the…
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New Financial Year rings in some super changes
As the new financial year gets underway, there are some big changes to superannuation that could add up to a welcome lift in your retirement savings. Some, like…
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Time to review your income protection cover
If you’ve owned an individual income protection or salary continuance policy in recent years, you may have seen your premiums increase as insurers struggled to cover their large…
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SMSF member limit to rise
While it’s not yet in force, the limit on SMSF member numbers is set to increase from the current four to six members later this year. For some…
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Making a super split
Separation and divorce can be a challenging time, often made all the more difficult when you have to divide your assets. So how do you go about decoupling…
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Weighing up costs and benefits of an SMSF
For many people, the idea of managing and investing your own retirement savings is very appealing. But there is ongoing debate over whether running your own self-managed super…
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