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Enjoy the now and secure your future
Managing your financial situation always involves a tension between living your life now and preparing for your future. The worry about not getting the balance right—making unnecessary sacrifices now or not having enough money for future goals—is a common and valid...
Super and tax changes for the new financial year
The tax cuts introduced from 1 July 2024, along with other recent changes, may mean it’s time to review your current tax, super, and investment strategies to ensure you’re maximising the benefits. Under the changes, the previous 19 per cent tax rate reduces to 16 per...
July 2024 Insights
With the shortest day of the year behind us, the longer days ahead will give us a chance to enjoy the outdoors, even if there’s still a need to rug up. Technology stocks have driven Australian shares and global markets to new highs over the last 12 months. The...
June 2024 Insights
With Winter now officially underway, some might be heading north to warm up and others may lean into the cold on the snowfields. Whichever you choose, don’t forget the approaching end of financial year. A slight increase in the Consumer Price Index to 3.6% from 3.5%...
Federal Budget 2024-25 Analysis
Treasurer Jim Chalmers has high hopes that his 2024-25 Federal Budget will rein in inflation earlier than expected, ease cost-of-living pressures and build a stronger economy for the future. More than $8.4 billion has been allocated to quick-fix cost-of-living...
May 2024 Insights
As winter approaches and the weather gets cooler, commentary surrounding the 2024-25 Federal Budget is heating up, with the government facing the tension between addressing cost-of-living pressures without contributing to rising inflation. The cost of living continues...
Life insurance – the basics and things to consider
Life insurance a crucial aspect of financial planning that can provide security and peace of mind for you and your loved ones. Life insurance serves as a safety net, ensuring that your family and dependents are financially protected in the event of your passing. Let's...
April 2024 Insights
It’s already April, and as we return to work after Easter, we hope you enjoyed a peaceful and relaxing holiday weekend. Expectations of interest rate cuts later this year in Australia and the United States fuelled activity in the markets last month. The S&P/ASX...
March 2024 Insights
After a summer of quite extreme weather in many places around Australia, we can hopefully look forward to the cooler, calmer weather that Autumn brings. While economic bright spots can be found in Australia right now, there are also some less than stellar results. On...
6 investing mistakes to avoid
Investing successfully is all about taking a calm and considered approach and not blindly following trends or hot tips. Let's delve into some of the most prevalent investing mistakes and look at the principles that underpin a robust and successful portfolio. Chasing...
February 2024 Insights
As February kicks off, many of us are settling back into our regular routines and turning our focus towards the year ahead. Cooling inflation and a strong economy, coupled with relatively low unemployment, have sent investors back to Australian shares, with the...
Getting your bounce back
Life is pretty frantic, and it is common to feel like it’s a struggle to keep up the pace. In fact, feeling exhausted is so common that it has its own acronym, TATT, which stands for "tired all the time". While it’s somewhat comforting to know you’re not alone, it’s...











