Retirement
How to shift into pension mode
If our working years are the time we focus on building up our superannuation savings, then our retirement years are when we aim to make use of them. At least, that’s the goal for most Australians. This naturally leads to the question: How do I start accessing my super...
5 steps towards a ‘financially fit’ retirement
If retirement is just around the corner for you - or perhaps for your children - the current financial climate may leave you feeling a little uneasy. Watching market fluctuations can lead to concerns about whether your superannuation will be enough to see you through...
Gifting for future generations
At this time of year, when giving is on our minds, many people may turn their attention to how best to share their wealth or an unexpected windfall with loved ones. You might be considering a lump sum to help with a major purchase or a business opportunity, or perhaps...
Reimagining retirement
For many Australians approaching retirement, the idea of stopping work completely is becoming less appealing. Instead, the trend is shifting towards making work optional, giving those nearing retirement age the freedom to decide how much (or how little) they want to...
How do retirement income options compare?
Retirement is filled with opportunities and choices. There’s time to travel more, work on long-delayed personal projects or volunteer to help worthwhile causes. You also have a host of choices to make when it comes to funding your new life away from paid work. Here...
Living your best life in retirement
If you’re planning for retirement, you're probably wondering if you'll have enough saved to give up work and retire comfortably, especially with the rising cost of living affecting basic expenses like energy, insurance, food, and healthcare. Fortunately, there's...
Considerations when planning retirement
Planning for retirement is a critical step in ensuring your financial security and peace of mind as you approach the golden years of your life. This article provides a guide, highlighting the various considerations when planning retirement and how to fit these with...
Are you planning to retire?
Retirement is a significant milestone in everyone's life. It's a time when you can finally bid farewell to the daily grind and embrace the joy of pursuing your passions, spending quality time with loved ones, and exploring new horizons. However, to ensure a fulfilling...
Retirement: It’s not all about the money
Retirement is a significant transition for the majority of people who retire. Most of us will feel conflicted about the end of our working lives and the start of our "second half." For some, it will be a relief and something they have long anticipated, but for others,...
Flexing your retirement plans
The concept of retirement is changing, with fewer people working towards a final retirement date and then clocking off for good. Instead, those who have the flexibility to choose are often transitioning out of the workforce over several years, or even returning after...
8 retirement mistakes and how to avoid them
Retirement is a phase of life most of us look forward to. It’s a chance to pursue other interests, travel and maybe do some part-time work or volunteering. Thanks to more than 30 years of compulsory superannuation, we are retiring with more savings than previous...
Guide to Concession Cards for Seniors
The excitement of heading towards retirement and a new stage of life can be tinged with concern over how to manage finances. For many people, seniors’ concession cards are a good way to help make ends meet. While discounts on goods and services are always welcome,...